Monthly Archives: November 2009
How many times can the same debt be placed on your credit report?
Posted November 30, 2009 – 10:09 am in: Personal FinanceI have had the same “debt” put on my credit report by the original lender, a collection agency over 2 years ago and now a brand new collection agency. I questioned the original debt on my report and they removed it, and now, it has obviously been sold to another collection agency who has put [...]
6 Comments | Tags: Credit, debt, many, placed, report, same, times
Life On Planet Debt
Posted November 30, 2009 – 7:36 am in: Debt Consolidation ReviewWhat’s a little debt between friends? Visa was kind enough to extend a hefty lone of credit your way and you were decent enough to spend the ever-loving life out of it. You did your consumer duty: you spent and spent big. New gear, new toys, new gadgets. Were you the last person on your block to get an iPhone? No sir.
No Comments | Tags: Debt Consolidation, debt reduction services
How do I find out which debt collection agency is holding my old debt?
Posted November 28, 2009 – 10:10 pm in: Personal FinanceI had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I’m ready to get this taken care of so I can rebuild my credit somehow, but [...]
2 Comments | Tags: agency, collection, debt, find, holding
The Advantages To Long-Term Care Insurance Plans
Posted November 28, 2009 – 8:33 pm in: Personal FinanceLong-term care insurance is insurance that may be added to a patient’s current medical care insurance coverage. It can be included in personal health care insurance or government provided insurance, Medicaid or Medicare.
No Comments | Tags: asset protection, baby boomers, consumer guide, Education, family, financial, financial planning, health, Insurance, lifestyle, long term care, long term care insurance, Personal Finance, retirement, seniors
How does the debt collection process work on an unsecured loan?
Posted November 27, 2009 – 8:03 am in: Personal FinanceI am 105K in debt(mortgage, student loan, car and the unsecured loan) and lost my former job due to lack of work. I got a new job but I am out 15K/yr. Through much juggling, I am paying off everyone except the unsecured loan on which I am paying 30/month(they want 260/mth) and they are [...]
4 Comments | Tags: collection, debt, debt collection, loan, Process, unsecured, Work
Debt Settlement Services
Posted November 26, 2009 – 3:03 pm in: Debt ConsolidationDebt One Financial is the largest nationally based Debt Relief organization, specializing in debt relief. We understand your situation and together, with you, we will look at all the options that may be available to resolve your debt. Our goal is to provide our clients with an affordable program to get back on their feet [...]
3 Comments | Tags: debt, debt elimination, debt management, services, Settlement
Is Debt Consolidation the Best Way to Go and If So How Should I Go About It?
Posted November 25, 2009 – 7:49 pm in: Personal FinanceLike I am in about $20,000 in debt and I was thinking about consolidating all of it into one monthly payment. If I do decide to do it, I really would like to know how everything will show up on my credit report after everything is said and done.
2 Comments | Tags: about, best, consolidation, debt, Should
How to Get Free From Debt Without the Shackles of Bankruptcy
Posted November 24, 2009 – 2:59 pm in: Debt ConsolidationIf you’re like most American’s you are doing your best to avoid new debt and pay down old debt. However, some people are being crushed by intense credit card debt, medical bills and other forms of unsecured debt. Many individuals are considering bankruptcy, but they don’t understand the real impact bankruptcy can have on their [...]
No Comments | Tags: Bankruptcy, credit card debt settlement, debt, Debt Consolidation, debt settlement, free
Can debt collectors come after your assets if your spouse incurred the debt before you were married?
Posted November 24, 2009 – 6:23 am in: Personal FinanceMy fiance has a debt collector coming after her pretty aggressively and in not the most ethical way (in CA). She has a car (still paying on it) and no other assets. I own a house with more equity than here debt. Can her debt collector come after my assets once we are married?
4 Comments | Tags: after, assets, before, collectors, come, debt, incurred, married, spouse, were
What happens when a debt goes to a lawyer for debt collection?
Posted November 22, 2009 – 5:20 pm in: Personal FinanceI have been out of work for a while and became unable to pay on a credit card debt. It has been about 90 days since my last payment and I just got a letter from a law firm stating they will be pursuing collecting the debt. I am still out of work and have [...]
5 Comments | Tags: collection, debt, goes, happens, lawyer
Want to Get Out of Debt? Learn to Work With What You’ve Got
Posted November 22, 2009 – 2:17 pm in: Debt ConsolidationWork with what you’ve got.That’s what my mom always told me growing up, anyway. She’d unleash that saying whenever I would whine because I didn’t have a fancy enough bike, couldn’t afford the latest toy or outfit, or, later, when I didn’t have enough to go to my favorite college. It used to frustrate me [...]
No Comments | Tags: debt, Learn, Want, Work, You've
Payday Cash Advance Victims
Posted November 21, 2009 – 10:30 pm in: Personal FinanceThe very simple and convenient means, by which providers are making cash advances available to people who need money on a short, temporary basis, is creating a social phenomenon called “cash advance dependence.” Many individuals do not even realize that they are slowly becoming dependent on these small, regular, temporary cash advances.
No Comments | Tags: car loan, cash advance, Credit, credit cards, credit repair, debt, Debt Consolidation, finance, food, Loans, money, Mortgage, mortgages, other, shopping
How much debt is too much when you want to apply for a home loan?
Posted November 21, 2009 – 4:15 am in: Personal FinanceI would like to apply for a home loan, but I have some credit card debt. I have good credit – never missed a payment, never been late, etc. I just don’t know if having credit card debt will cause me to be declined.
No Comments | Tags: apply, debt, home, loan, much, Want
Low Interest Rate Credit Cards
Posted November 20, 2009 – 11:39 pm in: CreditIf a credit card is managed properly, it is one of the most powerful financial tools. But not everybody can afford to pay the expensive interest rates that most credit card issuers charge. This is where low interest rate credit cards can assist people who intend to maintain a balance on their account and not to pay the full amount monthly. But, what does interest or APR mean for when talking about low interest rate credit cards?
No Comments | Tags: advice, Auto, Credit, credit cards, credit repair, debt, finance, funds, Loans, money, Mortgage, other, self help, shopping
Student Loan Debt Consolidation – Student Can Easily Consolidate Their Student Loan
Posted November 20, 2009 – 2:22 pm in: Debt Consolidation A student debt consolidator provides a debt relief by suitably merging together the undergraduate’s exceptional loans. The meaning of this is that the debt consolidator will get in touch with all your lenders, “pay off” the balances on your behalf and subsequent to this instead of two or more credits, you only be indebted [...]
1 Comment | Tags: Consolidate, consolidation, debt, Easily, loan, student, Their
