Monthly Archives: January 2010

How do I get a debt collection agency that has the wrong number to stop calling me?

Posted January 11, 2010 – 4:50 am in: Personal Finance

Some debt collection agency in Georgia keeps harassing me, looking for somebody named Sarah at my phone number. I do not know a Sarah. They have the wrong number. I have told them multiple times that they have the wrong number, but they keep calling me (obviously they think that I’m lying). How do I [...]

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How do you get a court to garnish wages for debt collection?

Posted January 9, 2010 – 7:47 pm in: Personal Finance

I have a judgment against an individual and his company for close to $10K. I know that his company is still solvent, yet few debt collection agencies could be found in my area (Lehigh Valley, PA). Is there a way to have the court garnish wages to collect debt?

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Fixing Your Bad Credit

Posted January 9, 2010 – 10:32 am in: Credit

One out of ten Americans is facing the trouble of a poor credit rating. If you too are facing the same trouble and are in search of a credit repair program then there are a number of sure fire solutions, including:

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If I respond to a debt collection agency does this start the Statue of Limitations all over again?

Posted January 8, 2010 – 10:52 am in: Personal Finance

I live in Texas and I am being hounded by a debt collection agency. I do own this debt, but I have not responded to their endless phone calls and text messages. I was told the minute I have any contact with the debt collector this will “Restart the Statute Of Limitations” and this just [...]

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What can I do about debt collection letters wrongly sent to me?

Posted January 7, 2010 – 1:55 am in: Personal Finance

I keep letters from collection agencys trying to get me to pay debts that are not mine. Is there any way to stop them or maybe charge them for the harassment. Each time it is always the wrong social security number,not mine.I cant believe that it is legal to send people a bill for a [...]

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Debt collection?

Posted January 5, 2010 – 4:47 pm in: Personal Finance

Is it against the Federal Debt Collection Act for a debt collector to call 7 times a day? Even if its on a dialer phone? I need help in this matter because It’s getting annoying. I feel like I’m be harrassed. Please be serious in this matter.

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Credit Card Debt Consolidation Loans: Understanding the Basics

Posted January 5, 2010 – 11:04 am in: Debt Consolidation

Credit card debt is affecting many people today, especially because of the recession. If your one of these people, you may want to learn more about credit card debt consolidation loans. Although many people don?t know that they exist or what they are for, these types of loans can help you get of the rut you may be stuck in.

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Single Mom Help

Posted January 3, 2010 – 5:09 am in: Personal Finance

If you are looking for grants for single mothers, there are plenty of these programs out there that can give you the financial help you need to accomplish your dreams.

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How high can my credit score climb if I have only credit cards in my credit history?

Posted January 2, 2010 – 11:07 am in: Credit

My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]

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Refinancing After Divorce

Posted January 1, 2010 – 3:11 pm in: Loans

Once again I am looking at refinancing. whats the best way to find out who is honest in financing and not ripping you off with a high interest rate. My credit is so so but not bad. I am going through a divorce and have gotten stuck with all major debts. help. What is the [...]

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