Monthly Archives: August 2010

Five Tips For Improving Your Credit Score

Posted August 27, 2010 – 8:01 pm in: Credit

1. Get copies of your credit report -then make sure the information is correct.

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What Is An FHA Loan?

Posted August 22, 2010 – 9:25 am in: Loans

An FHA home loan for a refinance is the way to go for any borrower. You don’t have to have an FHA loan currently to get one. For many years, FHA loan refinancing was viewed as a program that was used for those who had average or less than average credit. Understanding what it takes to get an FHA loan and the process for the refinance is important.

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Common Questions About Instant Payday Loans

Posted August 19, 2010 – 8:39 pm in: Personal Finance

How much money can a person borrow from instant payday loans? The amount of money you can borrow from instant payday loans will depend on two factors. One, the amount of monthly income the applicant have and two, the imposed limit of the payday company itself. While many instant payday loan companies can increase the amount of money they can lend to clients, the interest charges will increase as well. For this reason, it is imperative to borrow only the exact of money you need.

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The First Thing You Should Do If A Bill Collector Calls

Posted August 14, 2010 – 8:01 am in: Debt Consolidation

When it comes to the subject of collecting debt, there are a lot of misconceptions and misinformation. Here are some tools of the trade that you can use if a bill collector ever calls you. When the debt collector calls, the first thing you want to do is determine if this is a third party collector or an in house collector. Third party collectors are hired by creditors on contingency, while in house collectors are the creditors.

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The Drastic Effects Of Your FICO Score On Car Loans

Posted August 11, 2010 – 8:50 pm in: Personal Finance

When it comes to finding out about FICO score and your car loan rate there are a few things which have more affect on the interest rate that you would be paying. It’s quite simple that having a good credit history is essential in finding a car loan with reasonable interest rates. Therefore, you first need to understand what credit rating is and how FICO score affect a car loan rate.

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What Are Buyer Closing Costs?

Posted August 6, 2010 – 9:50 am in: Loans

Buyer closing costs are essentially the extra money that is needed order to buy a home. Closing costs are in addition to the down payment. When you are beginning to apply for a loan or making an offer on a home, this phrase will come up. There are several decisions you can make regarding how and when you pay these fees.

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Don’t Let Bad Credit History Let You Down

Posted August 3, 2010 – 8:52 pm in: Credit

Unfortunately, in today’s financial climate, it is not unusual for anybody to find themselves struggling to keep their head above water. When your credit rating has dwindled to the point that you aren’t even sure if you’ll be approved for a payday loan, you know you’re in trouble. This is especially amplified by the fact that just about everything these days requires credit of some kind. So it’s not hard to see why people have started to equate their own personal value with whatever is stated by the credit companies. Some will even try bad credit lender as a solution.

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