Monthly Archives: August 2011

The Affect of Credit on Car Insurance Rates From Honda of South Carolina

Posted August 25, 2011 – 1:46 pm in: Personal Finance

Most car buyers understand that their credit score and history will play a role in whether or not they qualify for loans. For this reason it is important to know where you stand before you begin the car buying process. What many consumers do not realize is the relationship between credit and car insurance rates. [...]

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Reporting Bad Debt to the Credit Bureaus

Posted August 24, 2011 – 2:44 pm in: Personal Finance

Credit reports are maintained and sold by credit reporting agencies. The three most common credit reporting agencies are: TransUnion, Equifax, and Experian. The credit report contains information about debts owed and credit payment history as well as inquiries made during application for retail credit, many types of insurance, some employment situations and rental leases. Judgments, liens and [...]

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Credit card debt Settlement Vs Debt Consolidation – Discussing Your Possibilities

Posted August 23, 2011 – 2:46 pm in: Personal Finance

The greatest peerless is the prompt upset on your presumption end. The obligation to shell out cash accord is noticed a lot like a foreclosure your score depart serve 500 or decrease. And whereas you can develop your score, for the approaching two dotage you commit presume correct to work eclipse sub prime lenders. You [...]

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Eliminating Credit Card Debt: Four Guidelines

Posted August 22, 2011 – 2:50 pm in: Personal Finance

Eliminating credit card debt is not so hard. Knowing what you earn balanced against your current spending is an important first step. Working out a proper budget, will allow you to reduce debt in a focused, systematic manner. First list all sources for your income and total them. Then list your current, actual expenses and [...]

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4 Things You Don’t Know About Your Credit That Could Hurt You

Posted August 21, 2011 – 3:44 pm in: Personal Finance

1. Your credit score affects more than just what rate or terms you get when you borrow money. Your credit score affects your car insurance and homeowner’s insurance rates.  One key factor in your insurance rates is your credit rating.  Better credit scores tend to get you lower rates.  Additionally, your credit rating can make [...]

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Debt Relief Solutions

Posted August 20, 2011 – 3:51 pm in: Personal Finance

U.S. consumer debt is at approximately $21,900 per household, nearly double what it was ten years ago. Consumer debt today equals 132% of the average household’s annual disposable income.  Many families are looking for solutions to their mounting burden of debt. There are essentially two major avenues for relief – non-bankruptcy options and then bankruptcy. [...]

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Debt Consolidation And Debt Management For Maximum Relief: Part 2

Posted August 19, 2011 – 4:48 pm in: Personal Finance

In Part 1, we discussed how debt management helps you learn how to get a handle on your finances. However, using debt consolidation and management together will provide you maximum financial results. Once you have developed good skills for managing your , you need to learn some ways to reduce your monthly payments and financial [...]

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