How To Improve Your Credit Score Pt. 2
Posted May 26, 2010 – 2:53 pm in: CreditAn additional thirty percent of your score is founded on your outstanding debt. Obviously, lenders have an expectation of you to use your credit cards, but they clearly want you to do so with caution. If you have three credit cards with a sum amount of $30,000 in available credit, they will examine how much of that money you are utilizing. In an unoriginal fashion, this is called your utilization rate. Don’t max those cards out! In fact, don’t even think about coming close to it!
No Comments | Tags: long island debt collection agencies, long island debt collection agency, long island debt collection services, long island debt collectors, long island rapid recovery solution, mecial collection agency
Credit Cards Help Medical Providers Cut Back On Collection
Posted May 1, 2010 – 12:16 pm in: CreditIt was revealed in recent news that in Michigan at some doctor’s offices, patients will need to present and use their credit cards before they can obtain any medical care. An internet based medical payment program that is fairly new allows medical providers to secure a credit card before medical help will be provided.
1 Comment | Tags: business debt collection agency, collection agency, commercial debt collections, debt collection
Debt Collection Laws Change After Politicians Get Fed Up
Posted April 29, 2010 – 2:54 pm in: CreditAlmost everyone who has been in debt has received the dreaded telephone call from a collections company. But oftentimes one phone call turns into twenty, and even worse, an agent may be aggressive and threatening on the phone.
No Comments | Tags: business collection, collection agent, debt negotiation, debt negotions, debt reduction, debt settlement
Does Consolidating Your Credit Card Loans Hurt Your Credit Rating?
Posted April 25, 2010 – 3:18 pm in: CreditConsolidation is an option that many people have taken advantage of. Consolidating loans means joining more than one loan in to one single loan. While it can be beneficial when keeping track of your credit card debt, and sometimes even lower your monthly payments, there are a few things you should know about consolidation before you get on the boat.
No Comments | Tags: Credit, credit fix, credit repair, credit report
The Deal With Credit Reports
Posted April 17, 2010 – 12:53 pm in: CreditYour credit history. It could be your best friend, or your worst enemy. Most of the time it’s like a nosy mother in law coming to visit. You know that she’s coming, and that’s always bad news, but you are too afraid to ask or even consider how long she will be staying. Even though that was the worst analogy ever, read on to see how long negative marks stay on your credit history!
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Do You Have Too Much Credit Card Debt?
Posted April 11, 2010 – 5:34 pm in: CreditRecent studies have shown that many Americans are $10,000 or more in debt. Reports have also shown that many of these individuals are now unable to pay those debts due to recent economic changes. The recession that has recently hit America has caused financial problems to increase for many individuals who never dreamed they would experience credit trouble.
No Comments | Tags: Credit, credit card debt, credit cards, credit debt, debt, debt management, debt relief
How To Avoid Minimum Payment Trap Of Credit Card Debt
Posted April 2, 2010 – 5:18 pm in: CreditDo you seem to find yourself with a credit card balance that seems to increase month after month, even right after you’ve applied your monthly bills to the debt? However, with the state of the recent economy, you will find a lot more consumers that find themselves in this scenario – encompassed within a mess of the minimum repayment trap and unsure of the steps to take to get rid of their debt once and for all, and even pay it down.
No Comments | Tags: Credit, credit card, credit card debt, credit counseling, debt, Debt Consolidation, debt management, debt relief
Interest Rates Are 0, So Credit Cards Are A Bargain
Posted February 28, 2010 – 6:15 pm in: CreditIt is very important to make the right choices in life, whether these are financial decisions or not. After all, we can spend hours in the supermarket hunting for bargains, so we should show the same dedication to money matters. With interest rates often standing a 0, credit cards are an increasingly wise financial decision.
No Comments | Tags: 0% interest credit cards, Credit, credit card, finance, interest rates, money
Disputing Your Equifax Credit Report
Posted February 22, 2010 – 8:59 am in: CreditEquifax, Experian and Transunion are the three most important credit reporting agencies. It is important that one becomes familiar with reading credit reports issued by any of these 3 agencies. Most of the creditors might ask any of the three credit reports at any point of time in order to sanction loans or any other form of credits.
No Comments | Tags: Credit, credit reporting agency, credit reports, dispute letter, Equifax, finance
It Is Important To Protect Yourself Under The New CARD Act
Posted February 1, 2010 – 3:50 pm in: CreditThe new credit card bill that takes effect in February will have huge ramifications for both issuers and cardholders. Restrictions on rate increases, fees and increased disclosure requirements will bring about many changes for issuers. Borrowers should learn about the crucial stipulations in the law and the loopholes.
No Comments | Tags: collect business debt, collection agencey, collections agencey, Credit, small business collection agency
Fixing Your Bad Credit
Posted January 9, 2010 – 10:32 am in: CreditOne out of ten Americans is facing the trouble of a poor credit rating. If you too are facing the same trouble and are in search of a credit repair program then there are a number of sure fire solutions, including:
No Comments | Tags: bad credit, credit repair, fix my credit, fix your credit, Loans
How high can my credit score climb if I have only credit cards in my credit history?
Posted January 2, 2010 – 11:07 am in: CreditMy current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]
2 Comments | Tags: cards, climb, Credit, high, history, only, Score
Low Interest Rate Credit Cards
Posted November 20, 2009 – 11:39 pm in: CreditIf a credit card is managed properly, it is one of the most powerful financial tools. But not everybody can afford to pay the expensive interest rates that most credit card issuers charge. This is where low interest rate credit cards can assist people who intend to maintain a balance on their account and not to pay the full amount monthly. But, what does interest or APR mean for when talking about low interest rate credit cards?
No Comments | Tags: advice, Auto, Credit, credit cards, credit repair, debt, finance, funds, Loans, money, Mortgage, other, self help, shopping
Repair Credit History – Proven Strategies That Will Work For You
Posted October 18, 2009 – 5:57 pm in: CreditBefore we roll up our sleeves and take the gloves off I highly recommend that you bookmark this article. You will need to refer to it repeatedly. I also recommend that you get something to take notes with.
1 Comment | Tags: Credit, credit rebuilding, improving credit, legal credit repair, repair credit history, repair credit score
Easily Increase Your Credit Score
Posted October 8, 2009 – 11:02 pm in: CreditCredit scores are a ambiguity to many people. Most of us really have no notion of just what is measured and what goes into a credit score. While it is simple to figure out that in order to have a high score it is important to pay your bills on time there are also other factors that are very significant.
No Comments | Tags: advice, business, credit repair, credit repair companies, credit repair company, credit repair services, Debt Consolidation, finance, tips
