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The First Thing You Should Do If A Bill Collector Calls

Posted August 14, 2010 – 8:01 am in: Debt Consolidation

When it comes to the subject of collecting debt, there are a lot of misconceptions and misinformation. Here are some tools of the trade that you can use if a bill collector ever calls you. When the debt collector calls, the first thing you want to do is determine if this is a third party collector or an in house collector. Third party collectors are hired by creditors on contingency, while in house collectors are the creditors.

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8 Common Mistakes Of Debt Consolidation

Posted July 23, 2010 – 9:26 pm in: Debt Consolidation

Debt consolidation is one of the most effective debt relief solutions used by debtors to pay off debts these days. Whether you decide to consolidate debt on your own or working with a debt consolidation agency, you should pay attention to some of the most common mistakes debtors often make during the debt consolidation process.

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Eliminate Your Debts With Debt Reduction Assistance

Posted July 15, 2010 – 10:09 am in: Debt Consolidation

Are your debt problems already beyond your control? Do you wish to completely eliminate all your debts? If you are burdened by your financial obligations, especially if it is due to the high interest rates that your creditors oblige you to pay, seeking debt reduction assistance would probably help you.

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Consolidate Loans Now To Start Saving Money

Posted July 1, 2010 – 11:46 am in: Debt Consolidation

Have you been deciding whether or not to consolidate loans? This is a decision that should be made sooner than later. The longer you wait, the more money you are losing.

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How Does Debt Consolidation Stack Up Versus Debt Settlement?

Posted June 5, 2010 – 4:13 pm in: Debt Consolidation

Debt settlements differ slightly from debt consolidation. It is important to build or repair your credit rating, since nowadays you practically need perfect credit in order to get a home, car, personal loan, and so on. If your credit has any record of negligence, most companies will turn you down. If you need help with [...]

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Divorce And Bankruptcy- Making The Best Of A Stressful Situation

Posted May 24, 2010 – 12:33 pm in: Debt Consolidation

Divorce, in addition to bankruptcy can bring serious problems to the table for those involved in the situation. When a married couple who no longer wishes to remain together have debts piling up and are heading for divorce, bankruptcy might be one way to sort out the financial issues. Bankruptcy has the capacity to be filed by just one spouse, or jointly. The effects of bankruptcy on divorce proceedings? Abrupt at best. An automatic stay will put an end to all activities on divorce proceedings.

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How To Out Smart The Debt Collector The Easy Way!

Posted May 20, 2010 – 9:22 am in: Debt Consolidation

Whereas most credit card debt collection professionals try to stay within the boundaries defined by the Federal Fair Debt Collection Practices Act FDCPA, many others cross the line on a habitual basis.

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Choosing The Right Debt Management Company

Posted May 10, 2010 – 1:27 pm in: Debt Consolidation

It has been reported by the National Consumer Council that one in four of us are fighting a losing battle with the menace that is debt. There are, however, numerous solutions and it is crucial that one be aware of what they entail so that you make an informed and appropriate choice.

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Collection Industry Tries A Different Approach In A Rough Economy

Posted April 13, 2010 – 9:33 am in: Debt Consolidation

The debt collection industry’s techniques might be taking a turn for the….better? Bearing in mind the number of recent lawsuits against bill collectors, ACA International, the largest trade group of professional creditors and collectors, alleges more and more collection companies are working towards training collectors to take a more of an empathetic position.

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How To Use Non Profit Debt Consolidation to Repay Loans

Posted April 4, 2010 – 3:24 pm in: Debt Consolidation

Debt consolidation is one of the most effective solutions for your credit card debt related problems. You can get the help of a non profit debt consolidation program to consolidate all your existing loans or debts and replace it with a single payment every month. What is meant by non profit debt consolidation? It is [...]

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Do Not Hire a Debt Settlement Firm to Eliminate Credit Card Debt

Posted March 29, 2010 – 2:44 pm in: Debt Consolidation

Debt settlement firms expect you to have at least $10,000 in credit card debt. They expect you to pay them $1500-2000 or more of that $10,000 in fees before they settle your debt. They also expect you to stop paying your credit card and give those monthly payments to them for their fees and your eventual lump-sum settlement all for their promise to eliminate credit card debt.

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The Difference Between Debt Consolidation And Debt Management

Posted March 22, 2010 – 2:48 pm in: Debt Consolidation

You might have already tried out a lot of debt solutions online but were not successful with any. You may have also gone through different types of debt solution methods in your quest to get rid of your existing debts in order to enjoy life better. You probably feel by now that you are not really arriving at any resolutions to them; on the contrary, you may feel like you have made your financial situation worse. The thing is, the reason behind your failures may not be because of the methods that you have tried out. They might be because of some other factors.

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10 Tips To Successfully Collect A Debt

Posted March 15, 2010 – 12:58 pm in: Debt Consolidation

10 Tips to help you collect debt:

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A Text Message From The Debt Collection Agency?

Posted February 4, 2010 – 7:29 pm in: Debt Consolidation

There is no doubt that text messaging has become a major medium for exchanging information. Easy, painless, no speaking on the phone. No wonder that according to the latest statistics that have been taken there were almost 750 billion text messages sent in the U.S. in 2009, almost double the number from one year before. Actually, technology and research firm executive Jacob D. Almeida recently predicted that money transfers will be the top mobile application by as early as 2012.

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Consolidating All Of Your Debts With A Single Mortgage

Posted January 24, 2010 – 7:57 am in: Debt Consolidation

Having more than one credit card or line of credit will be burdensome once the debt starts accumulating. In fact, it can lead to confusion and errors that those in debt need not make if they are to recover from a hole they may of dug in their finances. Debt consolidation is a simple solution to such a confusing scenario.

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