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	<title>Debt Consolidation FAQ</title>
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	<link>http://debtconsolidationfaqs.net</link>
	<description>Debt Consolidation Pros and Cons - Is It Right For You</description>
	<lastBuildDate>Sun, 06 May 2012 14:08:37 +0000</lastBuildDate>
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		<title>Improve Your Credit Score</title>
		<link>http://debtconsolidationfaqs.net/improve-your-credit-score.html</link>
		<comments>http://debtconsolidationfaqs.net/improve-your-credit-score.html#comments</comments>
		<pubDate>Sun, 06 May 2012 14:08:37 +0000</pubDate>
		<dc:creator>Serena  Gossett</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/?p=3631</guid>
		<description><![CDATA[Having a good credit score will not only benefit you when applying for a loan. It could also affect the insurance rates you get, your rental applications or even job applications. A good credit score would be at least 720 on the FICO scale. If your score is lower than this, it's not too late to take steps to raise it.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Avoiding Rogue Debt Relief Firms &#8211; FTC Fact Sheet May Help</title>
		<link>http://debtconsolidationfaqs.net/avoiding-rogue-debt-relief-firms-ftc-fact-sheet-may-help.html</link>
		<comments>http://debtconsolidationfaqs.net/avoiding-rogue-debt-relief-firms-ftc-fact-sheet-may-help.html#comments</comments>
		<pubDate>Thu, 12 Apr 2012 15:42:34 +0000</pubDate>
		<dc:creator>Daniel R. Michaelson</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt counseling]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/?p=3605</guid>
		<description><![CDATA[Personal debt has become a major problem for many countries, including the United States, where it is estimated that the average household owes $19,000 to creditors (excluding mortgages). Much of this money is borrowed on credit cards and other forms of high interest unsecured borrowing. The options available to those US citizens who find themselves in financial difficulty due to high levels of debt, include credit counseling, debt consolidation and settlement, consolidation loans, and bankruptcy. In the past the Federal Trade Commission (FTC) has received many complaints about some organizations that operate in the credit counseling business. Consumers should exercise caution, and choose legitimate debt relief companies, which comply with all new FTC requirements.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Get Through Debt without Filing for Bankruptcy</title>
		<link>http://debtconsolidationfaqs.net/how-to-get-through-debt-without-filing-for-bankruptcy.html</link>
		<comments>http://debtconsolidationfaqs.net/how-to-get-through-debt-without-filing-for-bankruptcy.html#comments</comments>
		<pubDate>Tue, 10 Jan 2012 15:04:29 +0000</pubDate>
		<dc:creator>Daniel R. Michaelson</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt manangement]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/?p=3591</guid>
		<description><![CDATA[Although bankruptcy is something that sometimes needs to happen, you'll find that there are more ways to avoid it than you might think. As in a divorce, where couples should try to work things out if at all possible, you'll find that bankruptcy should be something that you approach with care and with a lot of investigation into other options. Bankruptcy is never an easy way out, so take some time to review what other options might have, especially in light of some of the new bankruptcy laws.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Dangers of Renting Your Home Yourself</title>
		<link>http://debtconsolidationfaqs.net/the-dangers-of-renting-your-home-yourself.html</link>
		<comments>http://debtconsolidationfaqs.net/the-dangers-of-renting-your-home-yourself.html#comments</comments>
		<pubDate>Sat, 10 Dec 2011 15:12:20 +0000</pubDate>
		<dc:creator>A. Sean Hinely</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/?p=3468</guid>
		<description><![CDATA[So your home hasn't sold after being on the market forever.  You're tired of having to pay the mortgage on a home you don't want.  Renting your property out is probably the best solution for you, at least until the housing market picks back up.  But renting your home yourself can be a tricky task.  There are plenty of dangerous pitfalls that you can fall into.  Usually, it's a better idea to hire a property management professional to handle the rental of your home.  They'll be experienced in the process and know how to avoid many of the mistakes that can easily occur.  You may not even realize, but there are numerous dangers that can come with renting out your home yourself.]]></description>
		<wfw:commentRss>http://debtconsolidationfaqs.net/the-dangers-of-renting-your-home-yourself.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Just what is a Short Sale Specialist?</title>
		<link>http://debtconsolidationfaqs.net/just-what-is-a-short-sale-specialist.html</link>
		<comments>http://debtconsolidationfaqs.net/just-what-is-a-short-sale-specialist.html#comments</comments>
		<pubDate>Sun, 04 Dec 2011 16:22:08 +0000</pubDate>
		<dc:creator>Arnie Crisostomo</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[bankruptcy attorneys and bankruptcy lawyers]]></category>
		<category><![CDATA[bankruptcy lawyers]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/?p=3465</guid>
		<description><![CDATA[A short sale specialist is somebody who can be of fantastic help for home owners who've reached a degree of inability to pay for their property, and need to sell it to prevent foreclosure. Brief sale specialists have the needed experience dealing with financial institutions and loan company loss mitigation departments. They also have extensive understanding of any existing or new laws or regulations that may have come into impact lately.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit report Q&amp;A</title>
		<link>http://debtconsolidationfaqs.net/credit-report-qa.html</link>
		<comments>http://debtconsolidationfaqs.net/credit-report-qa.html#comments</comments>
		<pubDate>Tue, 18 Oct 2011 19:46:46 +0000</pubDate>
		<dc:creator>kaboom</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Insurance]]></category>

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		<description><![CDATA[Credit Card Charge Off?I contacted 2 of my creditors that listed my 2 charge cards as chargeoffs on my credit report and I requested that since they have been compensated in full, could they be delete from my report. I was told by them that they could not because they be reported as charged off, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Ready To Buy A Home?</title>
		<link>http://debtconsolidationfaqs.net/are-you-ready-to-buy-a-home.html</link>
		<comments>http://debtconsolidationfaqs.net/are-you-ready-to-buy-a-home.html#comments</comments>
		<pubDate>Sat, 17 Sep 2011 00:50:46 +0000</pubDate>
		<dc:creator>Tiffany Porter</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[finance:mortgage]]></category>
		<category><![CDATA[Finance:Real Estate]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[residential real estate]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/?p=3461</guid>
		<description><![CDATA[Are you waiting out the real estate market, sitting on the sidelines just watching and waiting? Are you trying to figure out when home prices are going to hit bottom and start rising again? What about interest rates? Will they still be at historic lows when the real estate market picks up again? Instead of just waiting, you could be using this time to get ready so that you'll have everything in place when you decide that it's time to make your move. Buying a home is a complicated, time consuming process, full of snags and hurdles, some of which could prevent you from buying. Take the time now to find out where you stand and clear up any roadblocks.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Affect of Credit on Car Insurance Rates From Honda of South Carolina</title>
		<link>http://debtconsolidationfaqs.net/the-affect-of-credit-on-car-insurance-rates-from-honda-of-south-carolina.html</link>
		<comments>http://debtconsolidationfaqs.net/the-affect-of-credit-on-car-insurance-rates-from-honda-of-south-carolina.html#comments</comments>
		<pubDate>Thu, 25 Aug 2011 19:46:32 +0000</pubDate>
		<dc:creator>kaboom</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/the-affect-of-credit-on-car-insurance-rates-from-honda-of-south-carolina.html</guid>
		<description><![CDATA[Most car buyers understand that their credit score and history will play a role in whether or not they qualify for loans. For this reason it is important to know where you stand before you begin the car buying process. What many consumers do not realize is the relationship between credit and car insurance rates. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reporting Bad Debt to the Credit Bureaus</title>
		<link>http://debtconsolidationfaqs.net/reporting-bad-debt-to-the-credit-bureaus.html</link>
		<comments>http://debtconsolidationfaqs.net/reporting-bad-debt-to-the-credit-bureaus.html#comments</comments>
		<pubDate>Wed, 24 Aug 2011 20:44:46 +0000</pubDate>
		<dc:creator>kaboom</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/reporting-bad-debt-to-the-credit-bureaus.html</guid>
		<description><![CDATA[Credit reports are maintained and sold by credit reporting agencies. The three most common credit reporting agencies are: TransUnion, Equifax, and Experian. The credit report contains information about debts owed and credit payment history as well as inquiries made during application for retail credit, many types of insurance, some employment situations and rental leases. Judgments, liens and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card debt Settlement Vs Debt Consolidation &#8211; Discussing Your Possibilities</title>
		<link>http://debtconsolidationfaqs.net/credit-card-debt-settlement-vs-debt-consolidation-discussing-your-possibilities.html</link>
		<comments>http://debtconsolidationfaqs.net/credit-card-debt-settlement-vs-debt-consolidation-discussing-your-possibilities.html#comments</comments>
		<pubDate>Tue, 23 Aug 2011 20:46:02 +0000</pubDate>
		<dc:creator>kaboom</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://debtconsolidationfaqs.net/credit-card-debt-settlement-vs-debt-consolidation-discussing-your-possibilities.html</guid>
		<description><![CDATA[The greatest peerless is the prompt upset on your presumption end. The obligation to shell out cash accord is noticed a lot like a foreclosure your score depart serve 500 or decrease. And whereas you can develop your score, for the approaching two dotage you commit presume correct to work eclipse sub prime lenders. You [...]]]></description>
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		<slash:comments>0</slash:comments>
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