What is good letter to write to collection Agency if they didn’t verify a debt?
Posted January 15, 2010 – 7:46 am in: Personal FinanceI sent a letter to debt collection agency to validate a debt they have on me. I sent the letter certified mail and got a reciept. It has been more than 30 days since they got the letter. Should I send a followup letter, or repor them to the FTC and BBB for putting a [...]
3 Comments | Tags: agency, collection, debt, didn't, good, letter, They, verify, writeWhat are the requirements for me to open my own debt collection agency in California?
Posted January 13, 2010 – 11:10 pm in: Personal FinanceWhat are the requirements for me to open my own debt collection company in California? Are there any laws or licensing requirements? I know I will be subject to the fdcpa, but any licenses i must get first?
1 Comment | Tags: agency, california, collection, debt, open, requirementsIs it advisable to use a debt collection agency? How effective are they?
Posted January 12, 2010 – 1:49 pm in: Personal FinanceI want to collect a substantial amount from my Judgment debtor. Can a debt collection agent assist reliably in this regard? Can you please recommend some to me? I do understand that they don’t come cheap, though some offer free services so far they get a commission.
1 Comment | Tags: advisable, agency, collection, debt, effective, TheyHow do I get a debt collection agency that has the wrong number to stop calling me?
Posted January 11, 2010 – 4:50 am in: Personal FinanceSome debt collection agency in Georgia keeps harassing me, looking for somebody named Sarah at my phone number. I do not know a Sarah. They have the wrong number. I have told them multiple times that they have the wrong number, but they keep calling me (obviously they think that I’m lying). How do I [...]
5 Comments | Tags: agency, calling, collection, debt, number, stop, wrongIf I respond to a debt collection agency does this start the Statue of Limitations all over again?
Posted January 8, 2010 – 10:52 am in: Personal FinanceI live in Texas and I am being hounded by a debt collection agency. I do own this debt, but I have not responded to their endless phone calls and text messages. I was told the minute I have any contact with the debt collector this will “Restart the Statute Of Limitations” and this just [...]
5 Comments | Tags: again, agency, collection, debt, limitations, over, respond, start, statue, thisHow do I find out which debt collection agency is holding my old debt?
Posted November 28, 2009 – 10:10 pm in: Personal FinanceI had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I’m ready to get this taken care of so I can rebuild my credit somehow, but [...]
2 Comments | Tags: agency, collection, debt, find, holdingWhat debt reduction /consolidation agency that will give high discount to help pay off credit card debts?
Posted November 11, 2009 – 10:13 pm in: Personal FinanceI need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don’t know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.
7 Comments | Tags: agency, card, consolidation, Credit, debt, debts, discount, give, help, high, Reduction