The First Thing You Should Do If A Bill Collector Calls
Posted August 14, 2010 – 8:01 am in: Debt ConsolidationWhen it comes to the subject of collecting debt, there are a lot of misconceptions and misinformation. Here are some tools of the trade that you can use if a bill collector ever calls you. When the debt collector calls, the first thing you want to do is determine if this is a third party collector or an in house collector. Third party collectors are hired by creditors on contingency, while in house collectors are the creditors.
No Comments | Tags: bad credit loan, bad debt collection agency, best ny collection attorneys, collection agency software, commercial debt solutions, new york debt collectors
What Do Credit Reports Mean And How Are They Calculated?
Posted June 17, 2010 – 11:52 am in: Personal FinanceAs of 2009, bankruptcy filings that were new increased by over thirty five percent in just one year. Although it may seem like a dismal sign, a good way to look at it is that all of these people are on their own paths to rebuilding their credit scores and ultimately, financial freedom. We have all seen commercials with “people just like you and me” urging us to go to whatever website and check on our credit score. We know that if the number is high, it’s a good thing. It it’s low, it could mean trouble finding a loan, getting a job, or a new place to stay. But just what is a credit score?
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