How long after a debt has been created can a creditor report to the credit bureau?

Posted December 6, 2009 – 2:04 pm in: Personal Finance

I had some medical bills from 9/10/03 that I did not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 10/14/2009 (6 years later) I receive a letter from a collections agency telling me [...]

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What happens if a finance company never repossesses a vehicle that has been discharged in bankruptcy?

Posted October 27, 2009 – 12:40 pm in: Personal Finance

What happens if a finance company never repossesses a vehicle that has been discharged in bankruptcy? No payments have been made in 14 months…Bankruptcy discharged in June of this year. Finance company has our current address and phone number.

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