Improve Your Credit Score
Posted May 6, 2012 – 8:08 am in: CreditHaving a good credit score will not only benefit you when applying for a loan. It could also affect the insurance rates you get, your rental applications or even job applications. A good credit score would be at least 720 on the FICO scale. If your score is lower than this, it’s not too late to take steps to raise it.
No Comments | Tags: Credit, credit report, credit score, finance, home
The Drastic Effects Of Your FICO Score On Car Loans
Posted August 11, 2010 – 8:50 pm in: Personal FinanceWhen it comes to finding out about FICO score and your car loan rate there are a few things which have more affect on the interest rate that you would be paying. It’s quite simple that having a good credit history is essential in finding a car loan with reasonable interest rates. Therefore, you first need to understand what credit rating is and how FICO score affect a car loan rate.
No Comments | Tags: auto loan, car loan, Credit, credit score, fico, financing, Insurance, loan, Mortgage
The Scoop On Home Equity Loans
Posted July 4, 2010 – 10:46 am in: MortgageWhen someone is talking about a home equity loan, they are usually referring to what we call in some circles, the second mortgage. These loans are very popular vehicles for home improvements, remodels, or cash for one reason or another and are an easy way to get to and use the equity you have built up in your home.
No Comments | Tags: credit cards, credit score, home loans, Loans, Personal Finance, ppi claims
What Do Credit Reports Mean And How Are They Calculated?
Posted June 17, 2010 – 11:52 am in: Personal FinanceAs of 2009, bankruptcy filings that were new increased by over thirty five percent in just one year. Although it may seem like a dismal sign, a good way to look at it is that all of these people are on their own paths to rebuilding their credit scores and ultimately, financial freedom. We have all seen commercials with “people just like you and me” urging us to go to whatever website and check on our credit score. We know that if the number is high, it’s a good thing. It it’s low, it could mean trouble finding a loan, getting a job, or a new place to stay. But just what is a credit score?
No Comments | Tags: bad credit loan, Credit, credit score, fico score
Discover The Truth About Your Personal Credit Report
Posted June 7, 2010 – 1:46 pm in: CreditWere you aware your personal credit report can be the determining factor in your getting a job? Did you know your private credit report can cause your personal auto and life insurance rates to go up? Just for your information it can also stop you from being insured. Now did that get your attention? If [...]
No Comments | Tags: credit improvement, credit score, fico score
Why You Need To Be Knowledgeable About Your Credit
Posted March 5, 2010 – 2:14 pm in: Personal FinanceA wise consumer will get a copy of their up-to-date credit report prior to making any major purchase that involves financing. The reason for this is that a credit report and score can make or break your purchase and most credit reports do include mistakes. The problem is that most individuals are uninformed of the invalid credit on their credit report and they end up receiving an unwelcome blow.
1 Comment | Tags: Credit, credit cards, credit repair, credit score, debt, finance
Believe It – There Is A Relationship Between Bad Credit And Insurance Claims.
Posted February 26, 2010 – 11:47 am in: Personal FinanceScore impact- It is a fact than your credit record has a significant impact on your ability to get insurance coverage, and on actual expense of the coverage. Credit scores are employed by insurance companies to assist with eligibility for a policy, types of coverage, and payment options in terms of premiums. Thus, there is no doubt about the link between credit score and insurance.
1 Comment | Tags: autoinsurance, Credit, credit score, finance, home insurance, Insurance
How Long Is This Going To Be On My Credit Report?
Posted February 7, 2010 – 11:03 pm in: Personal FinanceYour credit history. It could be your best friend, or your worst enemy. Usually it’s like a nosy mother in law coming to visit for an extended period. You know that she’s coming, and that’s always bad news, but you are too afraid to ask or even consider how long she will be staying. Even though that was the worst analogy ever, read on to see how long negative marks should remain on your credit history!
No Comments | Tags: credit report, credit score, financial collection agency, financial debt recovery
Credit Card Debt Solutions And Credit Score Information
Posted September 17, 2009 – 7:11 pm in: LoansThe solution really is to smash the credit card debt problem with full force and eliminate it completely. Now how do you do that?
2 Comments | Tags: Credit, credit card, credit score, debt, Debt Consolidation, debt solutions, finance, info, Loans
