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Jury Awards $500,000 To California Couple In FDCPA Case

Posted June 13, 2010 – 12:10 pm in: Credit

Last month, Manuel and Luz Fausto won one of the largest collection awards documented in the last couple of years under the Fair Debt Collection Practices Act (FDCPA) against Credigy Services Corporation. A California jury awarded the Faustos $500,000 in damages caused from harassment by Credigy collectors. Of the sum, granted $100,000 was for actual damages the Faustos experienced, while $400,000 was in punitive damages, granted for malicious and reckless disregard of the couples rights. According to one of the Faustos lawyers, David Humphreys of Humphreys Wallace Humphreys, P.C., and the case stemmed from a debt on a Wells Fargo charge card opened in 1992.

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Your House Forclosed And You Think You’re Off The Hook- Think Again

Posted April 21, 2010 – 10:17 pm in: Mortgage

I would be skeptical about the idea that people who have taken out mortgages become chummy with their mortgage lenders. Mortgage lenders will raise rates as they please, and then, when they don’t get that payment, they will take away the place where you live. Today, this is an alarming trend that ends up with homeowners either underwater or renting an apartment. And now, banks are attempting to get their money back from the foreclosure sale.

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A Text Message From The Debt Collection Agency?

Posted February 4, 2010 – 7:29 pm in: Debt Consolidation

There is no doubt that text messaging has become a major medium for exchanging information. Easy, painless, no speaking on the phone. No wonder that according to the latest statistics that have been taken there were almost 750 billion text messages sent in the U.S. in 2009, almost double the number from one year before. Actually, technology and research firm executive Jacob D. Almeida recently predicted that money transfers will be the top mobile application by as early as 2012.

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