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How to Negotiate Debt?

Posted February 11, 2010 – 3:20 pm in: Personal Finance

Finding debt relief through debt negotiation can seem very appealing at the outset. However, before deciding on this option, it is important to understand the pros and cons of the process of negotiating credit card debt.

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How to Get Free From Debt Without the Shackles of Bankruptcy

Posted November 24, 2009 – 2:59 pm in: Debt Consolidation

If you’re like most American’s you are doing your best to avoid new debt and pay down old debt.  However, some people are being crushed by intense credit card debt, medical bills and other forms of unsecured debt.  Many individuals are considering bankruptcy, but they don’t understand the real impact bankruptcy can have on their [...]

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How old does a debt have to be, before you are no longer legally bound to pay it?

Posted November 15, 2009 – 12:52 am in: Personal Finance

I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection agencies that specialize in buying old debts, to try and collect on, HATE for people to know about these laws. [...]

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