How high can my credit score climb if I have only credit cards in my credit history?

Posted January 2, 2010 – 11:07 am in: Credit

My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]

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What debt reduction /consolidation agency that will give high discount to help pay off credit card debts?

Posted November 11, 2009 – 10:13 pm in: Personal Finance

I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don’t know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.

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