All You Need to Know about Debt Settlement Programs – Debt Settlement Advice

Posted November 4, 2009 – 6:44 pm in: Debt Consolidation

If you’re being crushed by the weight of too many debts and you’re desperate to get out from underneath, debt settlement may be the right option for you.  A good debt settlement company can help you lower the overall balance on you debts, potentially even combining multiple debts into a single monthly payment that is [...]

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What exactly is a finance charge, and under what circumstances will I need to pay one?

Posted October 29, 2009 – 2:38 am in: Personal Finance

Pretty much exactly what the main question says. I have no idea what a “finance charge” is. For instance, would I be charged a finance charge if I charged a purchase, and then paid the balance immediately? Any additional information that could be given would be great, as I’m considering getting my first credit card, [...]

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