What is good letter to write to collection Agency if they didn’t verify a debt?
I sent a letter to debt collection agency to validate a debt they have on me. I sent the letter certified mail and got a reciept. It has been more than 30 days since they got the letter. Should I send a followup letter, or repor them to the FTC and BBB for putting a debt on my credit report they can’t validate?
Tags: agency, collection, debt, didn't, good, letter, They, verify, write
3 Comments
Report them then call a lawyer on them.
Collection agencies are the lowest of the low, beneath even politicians.
Call a lawyer.
submit a dispute to eqifirst, transunion and equifax. They will have to remove it if it is not your debt. If they donn’t within 30 days and you are denied credit based on their reporting then get a lawyer and sue them for up to 3 times the $$ of credit lost. On a lrage purchase such as a home that could be large.
The Fair credit reporting act.
Collection agencies use fear and intimidation to collect.Even though they have no basis most of the time.They put a lien on my friends bank account and garnished his pay.They had the info all wrong.His credit rating is perfect.Never been late on anything.He is now suing them.I would go to the BBB,FTC and whomever.Make sure you get a lawyer.